Signing Agent
What is a Signing Agent?
Also referred to as Notary Signing Agent or Loan Signing Agent.
A signing agent is a trusted professional, usually a state commissioned notary public, that performs the closing ceremony for real estate transactions, mortgage loan transactions, legal process transactions and other similar transactions where an independent third party is requested.
A signing agent should insure that they are disinterested in the transaction and have a mutual obligation to all parties to remain objective, neutral to any position, insure awareness of document contents by affiant and make a reasonable effort to prevent fraud and protect affiants from coercion.
A signing agent is an impartial party to the transaction, and must adhere to the notary laws of their state or jurisdiction.
What Can a Signing Agent Do?
A Signing Agent can identify documents and point out the terms to the loan transaction.
What Can't a Signing Agent Do?
Signing agents are prohibited from giving legal advice or in any way explaining or interpreting the meaning of any terms or documents, and they are not permitted to prepare the documents, or alter them in any way.
Any advice, explanation, or opinion can be considered unauthorized practice of law.
Closings
HELOC
Loan Modification
Loan Application
HELOC is an acronym for Home Equity Line of Credit. This is a line of credit tied to the equity of a borrower's home.
Loan Application
Loan Modification
Loan Application
Copies of the Loan Documents with respect to each Loan and loan back-up, including evidence of satisfaction of the applicable Loan Underwriting Criteria.
Loan Modification
Loan Modification
Loan Modification
A loan modification is a permanent change to the terms of an existing loan, usually to make it more affordable for the borrower. This can be done by adjusting the interest rate, the length of the repayment period, or the type of loan.
Piggy Back Loan
Piggy Back Loan
Loan Modification
A piggyback loan is a financing strategy that involves taking out two mortgages at the same time to purchase a home: Primary mortgage: Covers the majority of the home's purchase price, typically around 80%. Secondary mortgage: Also known as a "piggyback" mortgage, this smaller loan helps the borrower reach the 20% down payment threshold
Purchase
Piggy Back Loan
Refinance
This is a transaction when a home buyer borrows money from a bank to purchase a home.
Refinance
Piggy Back Loan
Refinance
A refinance is when a borrower pays off their current loan with a new loan.
Reverse Mortgage
Reverse Mortgage
Reverse Mortgage
Reverse mortgages are loans where a homeowner, 62 years or older, converts their home equity into cash income with no mortgage payments.
Seller Package
Reverse Mortgage
Reverse Mortgage
This occurs when a homeowner sells their home.
VA Loan
Reverse Mortgage
VA Loan
A mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and new construction.
Who We Work With
Mortgage Companies
Mortgage Companies
Mortgage Companies
A mortgage company is a firm engaged in the business of originating and/or funding mortgages for residential or commercial property.
Escrow Companies
Mortgage Companies
Mortgage Companies
An escrow company holds money and documents between parties. As a neutral third party, the escrow company helps facilitate the homebuying and selling process.
Title Companies
Mortgage Companies
Real Estate Agents
Title Company is a company involved in examining and insuring title claims for real estate purposes. The company verifies ownership of real property and determines the valid owner through a thorough examination of property records in a Title Search.
Real Estate Agents
Real Estate Agents
Real Estate Agents
A real estate agent is a licensed individual that sells real estate on the behalf of others.
Signing Services
Real Estate Agents
Signing Services
Signing services are companies that market themselves to escrow companies, mortgage companies, and real estate agents to fulfill their loan signing appointments. ... That's when the signing service will call, text, or email the closest notary loan signing agent to the borrower's location.
Individuals
Real Estate Agents
Signing Services
An individual that needs real estate documents notarized.
What We Offer
Simple Fee Schedule
Simple Fee Schedule
Simple Fee Schedule
No one want to feel like they are being nickel and dimed, that's why we only charge a flat rate for our loan signings. Printing, document pickup, scan backs and document returns are included in the flat rate.
Let us worry about the break down on the backend.
E-Documents
Simple Fee Schedule
Simple Fee Schedule
Receive, Print and Review e-documents.
We NEVER charge a print fee unless the documents need to be re-printed within 2 hours of the signing appointment, the signing is cancelled or unable to complete.
If the notary has to re-print because of a mistake by the notary or the notary is unable to complete the signing or needs to cancel and was initiated by the notary there will NEVER be a extra charge.
Printing
Simple Fee Schedule
Document Pickup
Black/White high speed laser printing available.
Color inkjet printing available.
*** PLEASE NOTE ***
If you need color copies you MUST request it otherwise documents will automatically be printed in black/white.
If you need more that one packet printed you MUST request it otherwise only the packet that is being signed will be printed.
Document Pickup
Document Pickup
Document Pickup
Documents can be picked up in your office if you are located in the same city the signing is taking place.
Scan Backs
Document Pickup
Document Return
Scan backs completed the same day.
No extra charge for scan backs!
Document Return
Document Pickup
Document Return
Prompt return of documents, same day if possible. Next day if the signing is at the end of day or after hours. Must provide a return label.
FedEx / UPS / USPS
See what makes us qualified!
